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Perfect Money alternatives: Top 5 Perfect Money competitors plus their pros and cons

Perfect Money has been around since 2007 or maybe even earlier. As a popular e-wallet that can be used to transfer payments, store cryptocurrencies or fiat currencies, shop online, accrue interest, and more, Perfect Money is many people’s first choice among all the existing options in the market, but if you have been thinking about shifting to another payment system for whatever reason you might have, here we are to help you.

Perfect Money alternatives: Top 5 Perfect Money competitors plus their pros and cons
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Perfect Money is a well-known service welcomed by many investors and traders, but is not your only option. In this article, we discuss the top 5 Perfect Money alternatives plus a comparison table which will help you be better able to choose the option that best suits you and your working conditions.

Why do you need an alternative for Perfect Money? 

Originally registered in Panama, Perfect Money network was established in 2007. Users can use this payment system to pay for goods and services with popular cryptocurrencies, using their Perfect Money wallet. Perfect Money accepts deposits and withdrawals via bank wire transfer, Bitcoin, credit and debit cards including Visa and Mastercard, as well as Perfect Money e-vouchers and prepaid cards. 

Along with all the positive aspects of the system, not many online businesses accept Perfect Money. This makes users dependent on other services with a wider range of acceptability. All transactions made with Perfect Money are irreversible and can not be taken back once done. Therefore, there is always a chance of losing money by frauds or scams and not being able to turn it back. Another big reason why you might be in need of an alternative for Perfect Money, is that it does not accept US clients. 

5 best Perfect Money alternatives 

There are many options available in the market which you can choose as an alternative for the Perfect Money system. However, not all of them will bring you the convenience and user interface that Perfect Money offers its users. Below we have collected data and provided a full description of the top 5 Perfect Money alternatives, Payeer, Webmoney, PayPax, Skrill and Stripe: 


PayPal is one of the world’s best merchant services and leading mobile payment solutions which offers secure and reliable payment services for both online and offline sales.The convenience brought by PayPal can never be better defined in terms of security.  Plus, strong merchant support features brought by the system enables users to make use of the system more efficiently. 

Both Perfect Money and PayPal are among the most popular systems among users with slight differences. Overall, PayPal is a safer option for those who are fully engrossed in the security as well as reliability of their payment processor. However, for those who take fees as a priority when choosing their payment service, Perfect Money offers lower and more cost effective fees.

For a full comparison Perfect Money and PayPal visit: Perfect Money vs. PayPal


paypal logo



Webmoney is perhaps one of the most common names you’ve heard alongside the name of Perfect Money in the world of digital payments. One of the most noted advantages of the system is that transactions can be performed from the wallet that is of the greatest interest among users at the moment.

Perfect Money is generally a more popular and widely accepted option than is almost superior in all aspects including fees, convenience, user interface and popularity. However, many users still choose Webmoney as an alternative for the Perfect Money system but it’s always worth doing research about the differences as well as similarities of Perfect Money vs. Webmoney


webmoney logo



PayPax is one of the leading payment providers which stands besides world’s major financial systems and can be used as an alternative for Perfect Money and other leading payment processors. One of the major advantages of the system is its wide user interface and the fact that unlike Perfect Money it is accepted in almost all countries around the world and all online stores and marketplaces, whereas, Perfect Money does not accept US clients and not many online shops accept Perfect Money as a Payment method. 

In addition, on PayPax you’ll be given an e-wallet through which you can transfer, hold and exchange Perfect Money to most other major payment systems of the world like PM to WMZ, PM to USDT, etc with the most competitive fees that are seamless compared to other available options in the market. 


paypax logo



Skrill is a digital multi currency wallet provider for handling online payments, making transfers and storing money. The system  has expanded to operate in more than 120 countries with the digital wallet offered in 40 different currencies. 

Both Perfect Money and Skrill are very safe and secure. However, Skrill charges more fees than Perfect Money. Skrill to Skrill Money Transfers, charge you with a 2.99% fee, whereas, Perfect Money charges you with a 1.99% fee for the same case. If you are looking for a payments system with a mobile platform Skrill can give you unlike Perfect Money. For a full comparison on Perfect Money and Skrill visit: Perfect Money vs. Skrill


skrill logo



As one of the most popular payment systems, Payoneer is currently active in more than 200 countries with over 150 currencies. Payoneer is not a supported payment method everywhere and might become an obstacle in the way of e-commerce operations, but the good thing is that unlike Perfect Money it accepts Mastercard. 

Opening a business or personal account on both services is easy and free of cost. However,by knowing all about the differences between Perfect Money and Payoneer, you'll get to choose your alternative with more certainty. 


payoneer logo


Which alternative is best for me?

Choosing the best payment provider for your business is highly dependent on your financial needs and working conditions. Whether you own an online shop and want to hire an online payment gateway, or an individual who wants to transfer money digitally through a highly secure network, your payment processor is somewhere among these alternatives, if not Perfect Money itself. Below we’ll provide a table for you to be able to better decide on  which of these options to choose as an alternative for your old Perfect Money account: 


  PayPal  Webmoney  PayPax  Skrill  Payoneer
Safety  high high high high high
Fees  1.9% to 3.5% of each transaction, plus a fixed fee ranging from 5 cents to 49 cents 0.8% of the payment amount for every transaction 0.5% for verified accounts  3.99% to our wholesale exchange rates 2% fee for non-local currency and 0.5% fee per transfer
E-wallet available available available available available
Payment Methods 

cryptocurrency and e-money

Bitcoin and e-money cryptocurrency and e-money

cryptocurrency and e-money

Prepaid cards  available available available available available
Instancy  high normal high high high
Customer service  call and email call and email but not always available 24/7 live chat, call and email phone numver and email phone call and live chat


Why PayPax? 

PayPax provides safe and secure means of transferring money to anyone all around the world in a short amount of time. The convenience and wide user interface brought to you by PayPax can cover up for all you had missed in your previous payment processors. 

PayPax is not only a payment provider but also a platform for holding, transferring and exchanging your funds to other forms of digital money. Therefore, a PayPax account will make you free of using conventional methods and multiple financial systems, because PayPax is all in one. 

PayPax online exchange service will provide the most competitive fees in the market for you to  be easily able to exchange your funds to other forms of currencies and e-money and save money on your currency conversions and money transfers. 

Plus, the support center offers 24/7 customer support for you to be able to easily solve your possible technical issues and have a hassle free experience of transferring and exchanging funds. 

All that being said, PayPax is no doubt one of the best alternatives and competitors for Perfect Money users all around the world. 

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